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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Joshua K Harman NMLS 339904
Phone: 859-233-8922
Bank of the Bluegrass & Trust Co.
NMLS 421548
215 Southland Dr.
Lexington KY 40503

Hello!  Thank you for the opportunity to serve you.  My name is Josh Harman and I have been in the mortgage business since 2003.  My goal is to listen to your needs, and then find the right loan product and monthly housing payment for YOU.


Our bank offers long term, fixed rate products like the "bigger banks" do, but we also have specialized products that may fit your specific needs.  We offer great mortgage loan programs featuring competitive rates and low closing costs, such as conventional, long term, fixed rate loans, government loan programs including Federal Housing Administration (FHA), Veterans Administration (VA), Rural Housing Service (RHS), Kentucky Housing Corporation (KHC), down payment assistance programs, adjustable rate loans, jumbo loans, and rental property financing.


Let's work together to find a monthly payment amount you'll be happy with!


To begin your online interview, click on "Get Started!"


* Offer subject to credit approval

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